Whether you are preparing to retire from a long career, navigating an upcoming business transition, or evaluating your Medicare options, successful retirement planning requires a complete, 360-degree view of your financial picture.

At Secure Retirement Solutions, we bring all your financial needs under one roof. While our main office sits just off Packerland Drive — a quick 5 to 10-minute drive from anywhere in Ashwaubenon via Highway 172 or I-41 — our advisors work closely with Ashwaubenon residents through in-person consultations, phone reviews, and virtual planning sessions.

By integrating investment advisory services, tax return preparation, Medicare supplement analysis, and estate planning into one streamlined plan, we make sure your hard-earned assets work together seamlessly.

For our Ashwaubenon-area clients, we believe no two investors are alike. Therefore, in order to help each client meet their financial goals, we base our process on a client-focused personalized approach using multiple investment strategies. Our advice and recommendations are tailored to your investment goals, desired return objectives, risk tolerance, time horizon, cash requirements, and tax situation. Whether it's a dividend stock portfolio or a risk-managed ETF portfolio, we construct strategies designed to preserve principal, maximize income, or accumulate capital.

Whether it’s a blue chip, dividend stock portfolio or a risk-managed ETF portfolio, we can construct a portfolio to meet your needs.

Exchange Traded Funds (ETF’s) are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from the Fund Company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest. An investment in the Fund involves risk, including possible loss of principal.

Retirement income plans are not just for the wealthy. As you near retirement, the traditional strategy has been to move growth-seeking products to conservative fixed-income products. However, with modern retirements lasting 25 to 30 years or more, you need a plan that ensures your nest egg outlasts your retirement. We specialize in building sustainable income streams that withstand market volatility.

Twenty-first century asset preservation calls for more than just basic asset allocation. Product allocation—buying instruments that can protect your portfolio from negative returns early in retirement—is a vital tool for safeguarding assets. Diversifying your retirement assets among a variety of vehicles offers you the best chance of meeting your income goals throughout your lifespan.

Neither Asset Allocation nor Diversification guarantee a profit or protect against a loss in a declining market. They are methods used to help manage investment risk.

When changing jobs or retiring from an Ashwaubenon employer, you have four choices for your 401(k) or tax-deferred workplace plan.When you change jobs or retire, there are four things you can do with the money in your employer-sponsored retirement plan:

• Leave the money where it is
  
• Take the cash (and pay income taxes and perhaps a 10% federal penalty tax if you are younger than age 59 ½)
  
• Transfer the money to another employer plan (if the plan allows)
  
• Roll the money over into an IRA
  

Rolling over from one qualified plan to another qualified plan allows your money to continue growing tax-deferred until you receive a distribution in retirement. We can help you determine if a rollover is the right move for you, and we can help find the best vehicle to help conserve and grow your rollover assets.

Healthcare is one of the largest expenses in retirement. We cut through the clutter and explain the basics of Medicare. As an independent firm representing reputable carriers, we walk you through Supplement (Medigap) and Advantage options to ensure you have optimal coverage without paying for unnecessary extras.

I understand that a licensed agent will reach out to me by phone or email to discuss Medicare Advantage Plans, Medicare Supplement Insurance Plans, or Medicare Part D Plans.

In an environment of changing tax policies, incorporating tax strategy into your portfolio is critical. While very few investments avoid taxes altogether, proper tax-deferred and tax-free structuring helps your money compound faster. In addition to proactive tax planning, our network provides full tax return preparation and filing for our clients.

IRA accounts have become one of the largest types of assets inherited by beneficiaries. If you don’t anticipate needing your IRA money in retirement, you may wish to consider a legacy planning strategy to help manage taxes and increase the payout your beneficiaries will inherit upon your death.

A properly structured IRA may provide your beneficiary(ies) a regular stream of income while leaving the balance of IRA assets invested for tax-deferred growth. The result may yield substantially more money paid out over the course of your beneficiary’s lifetime. We can help you evaluate your retirement scenario to determine if IRA legacy planning may be the best means for ensuring a long-lasting inheritance for your heirs.